How To Choose The Right Card Machine For Your Small Business

Now that card payments are accelerating and cash payments are on the decline, it's absolutely vital that small businesses across the UK embrace card payments and ensure that they support all their customers in how they prefer to pay. This is important because whilst most businesses operate from a retail location, others are mobile to it's always good to make sure that the business owner picks the right card machine.

With so many consumers wanting to pay by card (using either chip and pin or contactless) or even pay with their mobile phone (i.e. Apple Pay, Google Pay and even Samsung Pay) it's more important than ever to make sure that the card reader you want supports these popular ways to pay.

Plus, don't forget that with card machines there are a number of key things to keep in mind. Transaction fees, connectivity and supported payments.

Sometimes referred to as transaction charges and apply when you take a card payment. The fees are generally be low, widely believed to be around 2%, but they can be even less depending on whether you have a contract.

The card machine will need to connect to the payment processor, in order to process payments. It is always done via the internet, but in order for the PDQ machine to do this, it needs to connect. So different models can connect in different ways. For example, via bluetooth, wifi, telephone line and via the wired network.

The most common card payments that are accepted include:

- American Express,
- Android Pay,
- Apple Pay,
- Diners Club International,
-- JCB,
- Samsung Pay,
- MasterCard,
- Maestro,
- UnionPay,
- V Pay,
- Visa,
- Visa Electron.

On top of this, there is also:
- Apple Pay,
- Google Pay,
-Samsung Pay.